WHAT IS – SMARTPAY®?

Introducing SMARTPAY® program with ZERO processing fees

How Does It Work?

SMARTPAY provides the option for merchants to utilize a cash discount program and charge a different price for cash versus credit card payments. This offsets the transaction fees for the merchant by collecting a percentage on every credit card payment. SMARTPAY provides you with access to programs and technology that make this happen easily for you.

FAQ

WILL I LOSE BUSINESS?

The experience of our current SMARTPAY merchants reveals that losing business is not an issue. An ever-increasing number of customers are beginning to acknowledge how costly it’s been for merchants to accept credit cards and have no problem paying for the convenience. Besides, you can always switch back to traditional processing whenever you want to.

 

DO I ALWAYS HAVE TO CHARGE THE FEE?

Only when you have a Point of Sale System.  Currently, with the development of our patented software through a stand-alone terminal you always have the option to waive the fee for individual customers if you desire to. But, there is a lot of other ways to set it up and still pass on the fee to the consumer.

 WHAT TYPE OF EQUIPMENT CAN I USE?

There are several credit card terminals and point of sale systems that work with SMARTPAY including the Deja Vu Z8, Z9, Z11, PAXs80, Clover, Exatouch, Aldelo, PosiTouch, Aloha, Dinnerware & Paradise POS.

New Development in MICROS,  LIGHTSPEED, REVEL, MAITRE’D & DIGITAL DINNING COMMING SOON!!!

These business types have had success with SMARTPAY:

LOW TICKET MERCHANTS

Low ticket businesses that accept cards often need to have minimums to remain profitable. SMARTPAY allows you to keep all your profit, so you don’t need to set minimums on card transactions.

HIGH TICKET MERCHANTS

High ticket merchants processing with SMARTPAY are saving the most annually and have grown their businesses with the savings.

 

 LOW MARGIN MERCHANTS

Any business with low margins is looking for an easy way to cut costs. Seeing big savings at the end of the month has left our many low margin clients happy.

SMARTPAY – SALTSHA PROGRAM

 

Reduce Your Credit Card Fees Today!

  • LOWER YOUR FEES

Reduce your credit card fees to basically 10% – 20% of what you currently pay.  Save thousands without having to raise prices.

  • WORKS IN 49 STATES

MSC’s patented cash discounting is compliant with all card brand rules and legal in 49 states

  • NO CHANGES TO CHECKOUT

All discounting is automatically done by the POS software, without any change to your checkout process

  • TAKE ALL PAYMENT TYPES

Accept all payment forms including EMV cards, Apple Pay, and Android Pay

 

  • OBTAIN STATE OF THE ART EQUIPMENT AT ABSOLUTELY NO COST

With SMARTPAY You can also offset the upfront investment of Hardware, Software, and Support by using Merchant Solutions Corp POS program.

How Cash Discounting Works

  • Cash discounting is done by adding a small fee to every sale, then when a customer chooses to pay with cash, the system automatically applies the cash discount. Simple signage and clearly printed receipts make sure everyone knows what is being charged.
  • Because the service fee is added to every sale, when a customer chooses to pay with cash, they get rewarded with a discount instead of feeling like they are being penalized for paying with a credit card.

 

 

 

 

 

Contact Merchant Solutions Corp

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What makes Cash Discount possible?

The SmartPAY program derived from regulatory changes associated with the Dodd-Frank Bill & The Durbin Amendment. The language written into these bills allows for business owners to offer a discount to consumers paying with cash or cash alternative (like check or ACH). So essentially, everything in the merchant’s place of business is priced for cash.

How much can I save with SmartPAY® Program?

The SmartPAY program requires a technology upgrade to properly process transactions. What this means for our Merchants is more technology and less upfront money from equipment sales, rentals and/or leases. In addition to the  FREE Terminals or POS systems, The SmartPAY program will increase your bottom line by 50-90%.

Do you offer more than just processing?

In addition to our SmartPAY program, we’ve put together an aggressive value-added service package. These services coupled with Merchant Solutions Corp Gift/Loyalty, Merchant Capital, ATM’s and Graphic Design or Printing services department bring more financial choices to our clients.

 

ZERO FEE PROCESSING SQUAD

ATMs
($4.35 average cost for the consumer to access their own money)

Utility Companies
(Comcast, DISH and other charges $6.50 fee for payment processing)

Universities
(80% charge a fee if you want to pay for tuition by card)

Local Governments
(DMV, Secretary of State, Post Offices, Courts & IRS charge 2% – 6% fees to charge by card)

Gas Stations 
(the average American spends $300 more per year to swipe at the pump)

Country of Australia
(Over 40% of Large Merchants charge more for people who swipe)

Any Many More
(Automotive Shops, Doctor Offices, Funeral Homes, Law Offices, etc.)

SMART MOVES WITH SMART PAY

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