What does Merchant Solutions Corp do?

Merchant Solutions Corp is a US-based payment processor and POS reseller. We provide credit card processing, dual-pricing programs, Clover and Square POS systems, smart payment terminals, ACH, and gateway services to restaurants, retail, and service businesses nationwide.

How much does credit card processing cost with MSC?

Our standard interchange-plus pricing starts at interchange + 0.25% + $0.10. Dual-pricing customers pay $0 processing fees because the cash discount is passed to the cardholder. Custom rates apply for high-volume merchants above $250K/year.

Do you offer free POS systems?

Yes. Most merchants qualify for free Clover, Skytab, Talech, Union POS, or Dejavoo placement when enrolled in our dual-pricing or qualifying processing program. Free hardware includes installation, training, and 24/7 US-based support.

How fast can MSC get me set up?

Most single-location merchants are approved within 24-48 hours and live within 3-5 business days. Hardware ships next-day. We handle menu/inventory build, employee setup, and on-site or remote training.

Which payment processors do you work with?

We are processor-agnostic. We place merchants with Fiserv, TSYS, Worldpay, Elavon, Shift4, and Electronic Payment Exchange (EPX) — whichever delivers the best underwriting, rates, and POS fit for your business.

Are you a direct processor or a reseller?

Merchant Solutions Corp is an Independent Sales Organization (ISO) and authorized POS dealer for Clover, Square, Skytab (Shift4), Talech, Union POS, Dejavoo, Ingenico, PAX, and Payanywhere. We have direct processor partnerships and ISO contracts that let us undercut bank-branded rates.

Merchant Services & POS Systems for Restaurants, Retail, Healthcare & Service Businesses

Full-service payment processing and POS installation with Clover, Square, Ingenico and PAX systems. Merchant Solutions installs, programs and supports everything so you can focus on serving customers.

Complete Payment Solutions

Everything you need to accept payments and grow your business.

Payment Processing

Comprehensive payment processing solutions for businesses of all sizes.

Accept all major cards
Next-day funding
Transparent pricing

Learn More

Online Payments

Secure e-commerce payment solutions with advanced fraud protection.

Shopping cart integration
Mobile optimized checkout
Fraud prevention tools

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In-Person Payments

Modern POS terminals and card readers for restaurants and retail stores.

EMV chip readers
Contactless payments
Receipt printing

Learn More

ATM Processing

Full-service ATM solutions with placement, management, and revenue sharing.

Surcharge revenue
Placement services
Cash management

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POS Systems & Payment Terminals

Merchant Solutions provides industry-leading POS systems and standalone smart terminals — built for modern businesses across hospitality, retail, and services.

POS Systems

Clover

Clover POS Systems

Powerful POS systems for restaurants, retail stores and service businesses.

Inventory tracking
Employee management
Sales reporting
Online ordering

View Clover POS

Square

Square POS Systems

Easy setup and onboarding
Integrated payments and POS
Mobile and tablet compatibility
Built-in invoicing and subscriptions

View Square POS

Exatouch

Exatouch POS Systems

Full-feature restaurant + retail POS
Tableside ordering with handhelds
Built-in loyalty + gift cards
Cloud reporting & inventory

Learn About Exatouch

Skytab

Skytab Restaurant POS

Tableside handhelds
Cloud kitchen display
Online ordering integration
Real-time labor + sales reporting

View Skytab POS

Talech

Talech POS

Cloud iPad-native POS
Inventory + reporting
Online ordering ready
Multi-location dashboard

Learn About Talech

Union POS

Union POS Systems

High-volume bar + restaurant POS
Guest mobile ordering
Hundreds of active tabs
Hospitality-grade performance

View Union POS

Smart Payment Terminals

Dejavoo

Dejavoo Smart Terminals

Android-based smart terminals
Built-in dual-pricing display
WiFi + 4G + Ethernet
EMV, NFC, contactless

View Dejavoo Terminals

Payanywhere

Payanywhere Smart Terminals

Portable and wireless terminals
Fast EMV and contactless payments
Simple pricing and quick deployment
Offline mode for uninterrupted sales

View Payanywhere

Ingenico

Ingenico Payment Terminals

Secure, PCI-compliant transactions
High-speed processing performance
Durable for high-volume use
Seamless gateway integrations

View Terminals

PAX

PAX Technology smart terminals - A-Series Android payment terminals

PAX Smart Terminals

A920, A80, A35 Android family
EMV chip and contactless
4G + Wi-Fi connectivity
Multi-currency settlement

View PAX Terminals

Sunmi

Sunmi Smart Terminals

V2s, V3 Mix and P2 Pro
Built-in printer + Wi-Fi/4G
EMV chip and contactless
Compact countertop option

View Sunmi Terminals

Verifone

Verifone Payment Terminals

V200c, V400m and Carbon Mobile 5
Enterprise EMV and contactless
Chip-and-PIN PCI-compliant
Trusted globally for retail and hospitality

View Verifone Terminals

Cash Flow Built for Modern Operators

Funding Timelines — Same-Day, Next-Day & 48–72 Hour Options

Three funding tiers, included with every Merchant Solutions Corp account. Pick the settlement schedule that matches your business — no premium for fast funding, no hidden surcharges.

Fastest

Same-Day Funding

Batch by 6:00 AM ET — funds in account same afternoon

High-volume restaurants, retail, and service businesses needing intra-day cash flow.

Cut-off batch by 6:00 AM ET
ACH credit posts the same business day
Available on most low- to mid-risk MCCs
No premium for qualifying volume

Standard

Next-Day Funding

Batch by 9:00–10:00 PM ET — funds in account next morning

Most retail, restaurant, and service merchants — our default funding tier.

Late-evening batch window (9–10 PM ET)
Funds settle next business day
Included on all standard merchant accounts
No additional fee

High-Risk

48–72 Hour Funding

Funds settle 2–3 business days post-batch

High-risk MCCs — CBD, peptides, dating, online gambling, prop trading, nutraceuticals.

Standard rolling reserve schedule
Chargeback-protected processing
Direct relationship with high-risk acquirers
Reserve releases negotiable after 6 months

Cut-off times are Eastern Time. Funding tiers are subject to underwriting approval and your acquirer's settlement window.

See how funding works for US merchants

Industry-Specific Payment Solutions

Tailored POS systems and merchant services for specific industries.

Restaurants

Restaurant POS systems with integrated ordering, delivery and reporting.

Restaurant Solutions

Retail

Inventory-driven POS systems designed for retail stores and boutiques.

Retail Solutions

Healthcare

HIPAA-compliant payment processing for healthcare practices.

Healthcare Solutions

Specialty Businesses

High-risk POS and payment processing for CBD, smoke shops, vape and tobacco.

Specialty Solutions

High Risk Businesses

Online gambling, peptides, prop firms and other high-risk merchant processing.

High Risk Solutions

Service Areas

Territories We Serve

Merchant Solutions Corp delivers payment processing, POS systems, credit card terminals, and merchant account solutions across the United States, Canada, Puerto Rico, the U.S. Virgin Islands, and the United Kingdom.

We support each market with specific processing platforms, banking relationships, and POS solutions tailored to local requirements and business needs.

United States

Payment processing, POS systems, restaurant POS, retail POS, terminals, gateways, and merchant account solutions for U.S. businesses.

View U.S. Solutions

Canada

Payment acceptance solutions, POS options, and merchant services for Canadian businesses seeking modern payment technology and support.

View Canada Solutions

Puerto Rico

Merchant services, payment terminals, POS systems, and business payment solutions for merchants operating throughout Puerto Rico.

View Puerto Rico Solutions

U.S. Virgin Islands

Payment processing and POS solutions for merchants in the U.S. Virgin Islands, including hospitality, retail, and service-based businesses.

View USVI Solutions

United Kingdom

Payment processing solutions for UK merchants seeking card acceptance, business payment tools, and modern commerce support.

View UK Solutions

Banking as a Service

Financial Services for Growing Businesses

Beyond payment processing, we offer embedded banking and financial products to help your business manage cash flow, access capital, and build credit.

Business Checking

Business bank accounts with no hidden fees, integrated directly with your payment processing for seamless cash management.

No minimum balance requirements
Integrated with POS deposits
Mobile banking access

Embedded Lending

Access working capital based on your processing volume. Fast approvals, flexible terms, and repayment through your daily transactions.

Revenue-based funding
Same-day approvals available
Automatic daily repayment

Credit Card Issuing

Issue branded business credit cards for your team. Control spending, earn rewards, and build your business credit profile.

Custom spending controls
Real-time expense tracking
Build business credit

Smart Automation for Modern Businesses

Merchant Solutions integrates POS systems with automation tools that help businesses operate more efficiently.

Automation tools include:

Voice AI phone ordering

QR ordering systems

Self-ordering kiosks

Customer notifications

Delivery platform integration

AI Phone Ordering

Answer calls and take orders automatically

QR Ordering

Guests order from their phones

Self-Order Kiosks

Reduce lines and increase ticket size

Smart Analytics

Real-time sales and performance data

Serving Florida Businesses Since 2012

Merchant Solutions Corp has helped businesses across Florida and surrounding states deploy reliable payment processing and POS technology since 2012.

Industries served include:

Restaurants

Retail stores

Healthcare providers

Service businesses

Hospitality venues

2012

Founded

100K+

Merchants Served

50+

POS Models Deployed

24/7

Technical Support

Trusted by businesses across Florida

Get a POS System with No Upfront Cost

Many businesses qualify for our Free POS Program which allows merchants to deploy Clover or Square POS systems without paying thousands of dollars upfront.